What Is Unladen Liability Insurance

Unladen liability in commercial insurance refers to the legal responsibility and potential financial loss for accidents or damages when a vehicle or vessel is empty, focusing on the liability linked to operating such empty vehicles or vessels.

Unladen liability insurance
Liability insurance: Source (Insuranks)

Unladen Liability in More Detail

This coverage is vital for businesses reliant on transportation.

It shields against claims and suits stemming from accidents or damage caused by empty vehicles or vessels.

It’s crucial for risk mitigation and asset protection.

Experts can help assess specific exposures and customize coverage.

With this protection, businesses can operate empty vehicles or vessels confidently, safeguarded from legal and financial repercussions.

Unladen Liability Coverage Cost = $19.45 per week

Unladen offers third-party liability insurance for accidents without a load, including:

  • $1,000,000 coverage for bodily injury and property damage.
  • Statutory uninsured motorist coverage for state residency.
  • Basic PIP coverage in eligible states.

Physical Damage Insurance

Physical damage insurance covers direct damage to insured tractors and trailers from covered losses, with options for deductibles, single incident deductibles, no deductible for windshield glass breakage, haul-back coverage up to $1500, and optional Enhancement and GAP Coverage.

Losses are adjusted based on the lesser of the stated amount or actual cash value.


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