What Is Bricking In Cyber Insurance? Explained

In Cyber Insurance, “bricking” refers to the process of rendering your digital device completely unusable, akin to turning it into a useless brick, as a consequence of a cyber incident.

Consequently, insurance can step in to alleviate the expenses incurred in repairing or replacing such bricked devices, much like having insurance for broken gadgets.

The implications of bricking are severe, encompassing a total shutdown, data loss, and substantial financial repercussions.

Bricking in cyber insurance
Bricking in cyber insurance: Photo source (Forbes)

However, it’s worth noting that cyber insurance policies may offer coverage for recovery costs, albeit subject to the specific terms and conditions of the policy.

To effectively manage these potential financial losses, it is imperative for businesses to have a thorough understanding of their coverage and policy terms within the realm of cyber insurance.

What are the causes of bricking?

Preventing bricking involves regular maintenance, careful software modifications, and best practices in hardware and software management.

Backups and cyber insurance can aid recovery.

Bricking can happen due to:

  1. Malware/Viruses: Destructive malware can corrupt files, rendering a device useless.
  2. Failed Firmware Updates: Interrupted updates can leave a device unstable and bricked.
  3. Hardware Failures: Critical components failing, like hard drives or motherboards, can cause bricking.
  4. Overclocking: Pushing hardware too far can lead to failure and bricking.
  5. Rooting/Jailbreaking: Unauthorized software changes, e.g., rooting an Android or jailbreaking an iPhone, can result in bricking.
  6. Software Bugs: Severe glitches can freeze or disable a device.
  7. Corrupted Updates: Updates can go wrong, causing bricking during installation.

How to fix bricking?

Fixing a bricked device/system is complex, depends on the cause/severity. Follow these steps:

  1. Identify the cause.
  2. Backup data if possible.
  3. Contact manufacturer/support if under warranty.
  4. Use recovery/safe mode if available.

What is bricking coverage in Cyber Insurance?

Bricking coverage in cyber insurance covers repair/replacement costs for systems, devices, or data rendered unusable by cyber incidents, aiding recovery by reimbursing expenses for system restoration, data recovery, and hardware/software replacement.

What is Breach response in Cyber Insurance?

Breach response in Cyber Insurance refers to the coverage and support provided to a policyholder when they experience a data breach or a cyber incident.

It typically includes a range of services and financial assistance to help the insured organization respond effectively to the breach. This may include:

1. Notification Costs

Coverage for expenses related to notifying affected individuals, regulatory authorities, and other relevant parties as required by data breach notification laws.

2. Forensic Investigation

Financial support is provided to hire cybersecurity experts who can investigate the breach, ascertain the scope of the intrusion, and unravel the methods through which it transpired.

3. Legal and Regulatory Assistance

Coverage for legal expenses incurred in dealing with regulatory investigations, fines, and potential lawsuits resulting from the breach.

4. Public Relations and Crisis Management

Support for managing the public relations fallout of the breach, including hiring PR firms to communicate with the media and affected parties.

5. Credit Monitoring

Reimbursement for the cost of providing credit monitoring services to affected individuals to help protect them fromĀ identity theft.

What is the concept of Cyber Insurance?

Cyber insurance offers financial protection for businesses and individuals in cyber incidents, like data breaches and cyberattacks, covering costs such as legal fees, notifications, and data recovery.

What is 3rd party Cyber Insurance with example?

Third-party cyber insurance is designed to address liabilities and losses that stem from cyber incidents impacting third parties, such as data breaches.

Moreover, it plays a pivotal role in providing assistance, including support for legal defense, settlements, and the resolution of damages.

This is especially relevant when situations arise, as exemplified by cases where the exposure of customer data results in claims and demands for compensation.


Cyber insurance is crucial in our interconnected world, offering financial protection from cyber incidents like data breaches and cyberattacks.

Whether you’re a business or individual, it’s wise to assess your vulnerabilities and potential financial impact, then customize coverage through insurance providers to mitigate risks.

Leave a Comment